Form I-864 is the U.S. sponsor's legally binding promise that the immigrant won't become a public charge. Required for almost all family-based and some employment-based green card cases.
Filing fee: Free · Processing time: Filed with case · USCIS link: uscis.gov/i-864
Who must file I-864
The petitioner (U.S. citizen or LPR sponsor) must file I-864 in:
- All family-based cases (immediate relatives and family preference)
- Employment-based cases where the employer is a relative or owns 5%+ of the petitioning entity
- Returning resident cases (SB-1)
Not required for:
- Self-petitioned EB-1A, EB-2 NIW, EB-5
- VAWA self-petitioners
- Asylees and refugees
- Diversity Visa winners
- Children who will become USCs upon admission
Income requirements (2026)
Sponsor must demonstrate income at 125% of federal poverty guidelines for household size (100% for active duty military sponsoring spouse or child).
Household size includes:
- Sponsor
- Sponsor's spouse
- Sponsor's dependent children
- Other dependents listed on tax returns
- Other immigrants currently being sponsored under existing I-864 obligations
- The intending immigrant(s) and accompanying family members
2026 minimum income (125% of poverty, 48 contiguous states + DC)
| Household Size | Annual Income (125%) |
|---|---|
| 2 | $25,550 |
| 3 | $32,150 |
| 4 | $38,750 |
| 5 | $45,350 |
| 6 | $51,950 |
| 7 | $58,550 |
| Each additional | +$6,600 |
Alaska and Hawaii have higher thresholds. Always verify current guidelines at uscis.gov.
If your income is insufficient
Option 1: Use household member income (Form I-864A)
A household member can combine their income with yours by signing Form I-864A. Must be a relative living with you or your dependent.
Option 2: Use assets
Liquid assets can substitute for income deficit at a 5:1 ratio for spouses of USCs (3:1 for spouses of LPRs and minor children of USCs). Assets must be available for liquidation within 1 year.
Example: If you're $10,000 short on income and sponsoring a spouse, you need $50,000 in qualifying assets.
Option 3: Joint sponsor
A second sponsor (relative, friend, or willing third party) files their own I-864. Must independently meet the 125% threshold for their own household plus the immigrant. Not combined with primary sponsor's income — must qualify alone.
Required supporting documents
- Sponsor's most recent federal tax return (entire return, all schedules)
- W-2s, 1099s for tax year
- Tax transcripts strongly preferred over self-printed returns
- Most recent 6 months of pay stubs
- Letter from current employer confirming employment and salary
- Self-employed sponsors: profit/loss statement, business tax returns
- Asset documentation if used
- Proof of U.S. citizenship or LPR status
- Birth certificates or marriage records establishing household members
Legal obligations of the sponsor
I-864 is a legally enforceable contract between the sponsor and the U.S. government. Obligations:
- Maintain immigrant at 125% of poverty if they fall below
- Reimburse means-tested benefits the immigrant receives (food stamps, SSI, etc.)
- Notify USCIS of address changes (Form I-865) within 30 days
When obligations end
- Immigrant naturalizes (becomes U.S. citizen)
- Immigrant accumulates 40 quarters of work (~10 years)
- Immigrant departs U.S. permanently and abandons LPR status
- Immigrant dies
- Sponsor dies (estate may still be liable for accrued obligations)
Divorce does NOT end the I-864 obligation. This catches many sponsors by surprise.